We’ve all heard the phrase ‘accidents happen’
and they certainly do, with many thousands of people in the UK injured
every year as a result, however if it can be proven that the accident
was a result of another person’s actions or their negligence then
the injured person may be entitled to compensation.
Accidents can occur in any situation – at work, in a supermarket,
in the street and as long as there is someone who can be held responsible
for the accident (other than yourself) then it is possible to pursue a
claim. For example, an accident that occurs in the workplace despite the
employees following the health and safety guidelines of the employer then
the employer may be held responsible for the incident and therefore liable
for the injury and resultant costs.
The number of accident claims being made has been increasing over recent
years, thanks mainly to the introduction of the ‘no win no fee’
approach adopted by many solicitors. With this approach, if your accident
claim is unsuccessful you won’t have to pay any solicitors fees,
so removing the risk to the claimant of a failed compensation claim.
A vast number of claims will be made against another party’s insurance,
for example and employer’s public liability insurance or a motorists
car insurance following an accident. This makes the claims process easier,
as insurance companies are set up to pay out compensation for insured
events and such claims can be pursued by individuals. Not all accidents
involve people or organisations who are covered by insurance policies,
and many will deny responsibility for the accident, in this situation
the injured person will usually need to take legal action to purse an
accident claim through the small claims court, and a solicitor will be
needed to carry out this action.